The Social Security Administration addresses why you should not carry your social security card in your wallet.

Victims of identity theft are usually the perfect victim. They have perfect credit, that's why they were targeted.

Your identity is easily obtainable through many sources. We are all potential victims.

Identity Theft is obtaining your personal information and using it to commit fraud.

You may not know you are a victim of Identity Theft until you are in a situation where for example you are stopped for a traffic offense and discover ...

Identity Theft is difficult to prosecute because it is difficult to obtain evidence against the criminal.

Out of all the ways someone can steal an identity, mail theft is the most common form of Identity Theft.

People need to think creatively to avoid becoming a victim of identity theft. Utility bills and cell phone bills could be easy targets.

The Federal Trade Commission is building a nation wide data base for law enforcement agencies on Identity Theft

Local authorities can be notified if ID theft information relating to an ongoing investigation is input into the system.

One of the challenges in pursuing a case involving Identity theft is the fact that it can move quickly across state lines.

Another form of Identity Theft seen by the Federal Trade Commission is Pretexting.

Pretexting is the practice of obtaining personal information under false pretenses.

Congress has passed legislation making pretexting Illegal. Avoid giving personal information online or over the phone when possible.

You need to know your rights when debt collectors call and you are a victim of Identity Theft under federal guidelines.

Beware of things like blank credit card applications and convenience checks from credit card companies in your mail. You can easily OPT-OUT

Credit agencies now have a toll free number that you can use to exercise your opt-out right: 1-888-5-OPTOUT

Credit bureaus are not the only source of credit information for direct marketers. Control what information gets put out to marketers.

A victim of Identity Theft needs to know what sort of protection The Fair Credit Reporting Act offers

Under normal circumstances credit reporting agencies charge a fee to get your credit report. A victim of Identity Theft can get their report free.

A credit report is an essential tool for a victim of Identity Theft. It will allow you to pin point which areas of your finances were tampered with.

The most important thing that a victim of Identity Theft can take is file a fraud alert with the credit reporting agencies and file a police report.

The Federal Trade Commissions Identity Theft Clearinghouse is maintaing your information as an open file for law enforcement agencies to access.

The 2 most effective tools in preventing Identity Theft is your credit report and your social security information.

Pull your credit report annually to stay updated with your status. Use an anniversary as a reminder date for doing this.

There is no reason to carry your Social Security Card. Take it out of your wallet or purse and store it in a safe location where it won't be lost.

It is rare to have identity theft result from personal information being stored in government databases

You should not give a vendor or business a false Social Security number.

Any commercial enterprise or government agency has the right to ask for your Social Security number.

It's not always a good idea to get a new Social Security number when you have been a victim of Identity theft.

Wage reporting to the Social Security Administration is not a problem if you change your number

When people discover their Social Security number has been compromised you should work with the three credit bureaus to find a solution.

Obtaining a second Social Security number is not a good solution for Identity Theft.

Former FBI agent reports a rapid increase in the rate of Identity Fraud across the united states.

The FTC has reported a significant rise in consumer complaints over the last few years, in fact they have almost doubled.

Sophisticated networks using the latest technology is making Identity Fraud tougher to stop.

The consumer is responsible for protecting their own identity. However, technology is being put into place to assist the consumer.

To successfully address Identity Theft requires a partnership between the consumer, business, and the government.

Criminals who are successful are good business people. They have had great success with Identity Theft.

The Federal Trade Commission maintains the FTC Identity Theft Clearinghouse.

A lot of people in our society don't appreciate the value of their personal identity, however it's a person's most valuable asset.

There is no law against companies or vendors asking you for your Social Security number. There is no law stating people are obligated to give these ve...

Jennifer Romero explains how identity theft can happen, after becoming a victim.

Sometimes local authorities will not let you file a police report for Identity Theft. This clip Includes an interview with an actual Identity Theft vi...

Check your credit reports to see if there have been inquiries by credit companies.

It is important to do everything right the first time when dealing with Identity Theft so that it can be resolved quickly. Save documentation and send...

It is important to get all correspondence with credit companies in writing. Do not call them. You cannot document a phone call. Clip Includes intervie...

It's recommended that you get an attorney to deal with Identity Theft rather than try and resolve the problem by yourself.

If you don't have the time to track down fraudulent credit issues use an attorney who specializes in credit issues.

Checking your credit report every few months will allow you to see if anyone has been tampering with your identity.

Your credit report can give you all sorts of usefull information when you are dealing with potential Identity Theft

Credit repair companies could be a potential ripoff. Don't apply for a new Social Security number. Clip includes an interview with an ID Theft victim.

The main thing a victim of Identity Theft loses is their peace of mind.

Victims of Identity theft lose more than dollars, they lose time and peace of mind. Interview with ID theft victim.

Learn how and why it's important to protect your information and identity when shopping online.

Businesses need to take the necessarry steps to protect their customers information, and only keep records they need.

The US and its credit structure affects businesses and consumers on a daily basis. Understand how the balance is kept.

Budgeting your finances is an on going process and should be used to set and achieve financial goals. Learn how to budget on a monthly basis.

In today's economy there is an inflated sense of need. Stay objective when making buying decisions, and be a smart shopper by following these tips.

Learn the ins and outs of credit and how it applies to our economy and your day-to-day life. Also discussed are ways to approach using a credit card.

Learn how your credit score is determined and why FICO is so important.

Improve your credit by learning how a credit score is calculated, and get a few tips on how to maximize your score.

There are federal laws about collection agency practices that all consumers should know, to avoid being taken advantage of.

As a consumer make sure to properly evaluate and research any company claiming they can improve your credit score or help reduce your debt.

If you're considering bankruptcy, make sure you understand the implications of the potential benefits and consequences.

There are many companies that claim to help reduce your debt, but make sure you weigh all your options and research the business before you move forwa...

If you are looking for new and creative ways to generate more income, the answer may be no further than your own household.

It is extremely important to open the doors of financial communication between couples, in order to keep relationships and finances strong.

As your children grow up, make sure to introduce a healthy approach to spending money by following these suggestions.

Credit cards can be a convenient option for many college students, but parents need to educate their children on being financially responsible first.

Learn what a foreclosure is, and the different ways a foreclosure is structured between you and financial institutions.

Make sure to follow these tips when selecting a credit counseling agency in order to stay safe and get the best service possible.

Learn from the experiences of real people, and advice from financial advisers, on how you are not the only person in debt.

Learn why it's important to pay with what you have, while avoiding the credit card trap.

Anyone can write a catchy jingle, but only AnnualCreditReport.com provides you with a truly free, federally authorized credit report.

Anyone can write a catchy jingle, but only AnnualCreditReport.com provides you with a truly free, federally authorized credit report.

BBB acerca de las diferencias entre los planes de consolidacion de deudas, de negociacion de deudas y de eliminacion de deudas.

Antes de hacer click en un cupon en linea asegurese de leer todos los terminos de uso y si el cupon pertenece a la compania directamente.

Cualquier persona que recientemente haya observado las tasas de interes en sus tarjetas de credito ha notado que se han duplicado.

Better Business Bureau esta recibiendo quejas de consumidores por constantes llamadas telefonicas automaticas.

An explanation of what separates good from bad credit scores, and how maxing out your credit limit can be detrimental to your score.

Check the accuracy of your credit report at least once a year to secure your report and eliminate potential fraud from happening.

Freezing your credit or using a Fraud Flag, is a way to protect your credit score in the event of identity theft. Yet, both have drawbacks as well.

up to 40,000 different lenders keep track of personal information every month to assure everything relating to your report is correct.

Credit is different for every country and having good credit elsewhere does not mean you will have it when coming the United States. Find out what you...

Learn why small household payments like a home utility company do not apply for building credit scores.

Lowering credit limits starts with keeping payments under control and not maxing out your credit, which can cause poor utilization to lower your score...

FTA guidelines precaution consumers who become vulnerable under pressure to avoid scam artists.

Deter, detect, and defend against identity theft to avoid being one of the millions of people who have lost their identity to a thief.

Most often times found in e mails, phishing scams attempt to convince you of needing an update to gain access to personal information.

With a lot of businesses merging together, it can be tough knowing when someone is trying to scam you. Be sure not to give out personal information to...

Credit counseling is a viable option when evaluating your debt situation.

There are steps a consumer can take to turn their delinquent credit accounts around to a positive outcome.

Financial advisers explore the Snow Ball method vs. the Ladder method when paying down consumer debt.